May 16, 2022
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Are Bank of Baroda Credit Card Offers Exciting?

Bank of Baroda (BoB) is one of the top public sector banks offering an exciting range of credit cards to suit the shopping desires of people. These cards are customized to meet the unique shopping needs with reward points, cashback, discounts and luxuries.

So, those looking to make most of Bank of Baroda Credit Card Offers can apply and become a part of the benefits galore. Let’s check all its offers before applying for the same.

Types of Bank of Baroda Credit Card You Can Apply for

BoB offers various credit cards, namely EASY, SELECT, PREMIER, etc. Let’s talk about each of them separately.

BoB EASY Card Benefits

  • Earn 5X rewards for every 100 spent on groceries, departmental stores and movies
  • 1X reward to be credited on other spends
  • Rewards can be redeemed as cashback and other exciting benefits
  • Get 0.5% cashback on paying the bills
  • No surcharge on refilling the vehicle for transactions worth between 400 and 5,000
  • Get purchases of 2,500 and above converted into EMIs for tenures of 6 and 12 months
  • Grab 3 lifetime free add-on cards for your spouse, siblings, parents or kids above 18 years of age
  • Free accidental insurance cover
  • Zero lost card liability on reporting the incident immediately
  • Enjoy 50 days of interest-free credit

Fees

Be ready to pay the following fees.

  • First-year fee500, reversed on spending 6,000 in the first 60 days of the card issuance
  • Annual fee₹500, waived on spending 35,000 in a year

BoB SELECT Features

  • 5X rewards per every 100 spent on dining, utility bills and online purchases
  • 1X reward on others
  • Get 1,000 bonus reward points every month
  • Get the reward points redeemed against cashback and other offers
  • Fuel surcharge waiver for all transactions worth between 400 and 5,000
  • Purchases of 2,500 and above are convertible to EMIs
  • Grab 3 lifetime free add-on cards for your spouse, siblings, parents or kids above 18 years of age
  • Zero lost card liability on reporting the incident immediately
  • Enjoy 50 days of interest-free credit

Fees

First-year fee750, reversed on spending 7,500 in the first 60 days of the card issuance

Annual fee₹750, get it waived by spending ₹70,000 in a year

BoB PREMIER Benefits

  • 5X reward points on every 100 spend on dining, travel and international purchases
  • 1X reward points on other spends
  • Rewards accumulated can be redeemed against cashback and other exciting offers
  • Purchases worth 2,500 and above can be converted into EMIs
  • No fuel surcharge on vehicle refill with transactions worth between 400-5,000
  • Get complimentary access to 38 lounges across 22 cities, supplemented with 24×7 concierge service, golf program etc
  • Grab 3 lifetime free add-on cards for your spouse, siblings, parents or kids above 18 years of age
  • Free personal accident insurance cover
  • Zero lost card liability on reporting the incident immediately
  • Avail 50 days of interest-free credit

Fees

First-year fee₹1,000, reversed on spending 10,000 within 60 days

Annual fee – ₹1,000, waived on spending ₹1,20,000 in a year

Bank of Baroda Credit Card Apply

So you must have chosen a BoB credit card for you after carefully assessing the benefits described above. If you have, then you must apply by taking a printout of the application by visiting the lender’s website. Fill all the necessary blanks and submit it along with required documents to the nearest bank branch for further processing.

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