Curious to avail a loan or credit card but don’t know how to grab the best deal? Well, if that is the case with you, cibil score is something you need to know. Yes, your three-digit numeric summary grabs the attention of many lenders, hence allows you to get the best deal in a hassle-free manner.
Now you must be wondering why this three-digit summary is so important? Why not only the lenders but the borrowers are also interested for cibil score free check. Wanna know the answer of the same, go through the article below:
How to Check Cibil Score Online?
In order to get the score online, you need to login to the official website of a credit rating agency. The process is quick and simple and allows you to know your numeric summary without any hassle. This is the reason that why checking the score online has become the most preferred activity these days as many borrowers are curious to know their score.
Now that we are talking about checking the score online, one of the best ways to check the same is via PAN Card. Yes, your Permanent Account Number helps you in knowing the score in the best way. Wanna know more about the step-by-step guide, read the article below:
How to Check CIBIL Score via PAN Card
You just need to follow the simple steps mentioned below in order to know your numeric summary. Take a look at the steps below.
Step 1: Go to CIBIL score page first
Step 2: Enter your Name as per PAN Card
Step 3: Mention correct Date of Birth
Step 4: Select Gender
Step 5: Provide PAN Card number
Step 6: Enter contact details such as email address, residence address and mobile number
Step 7: Agree to the terms and condition
Step 8: Click on submit button
Now that you know how to check cibil score by PAN Card free, it’s high time that we should move ahead and let you know more about other aspects as well.
Importance of a Good Cibil Score
If you are having a good score, it would be a hassle-free journey for you ahead. You can not only become eligible for a better loan deal but you can enjoy the lucrative credit card offers as well. This three-digit numeric summary not only gives access to more options but it is also an important factor that decides the payment habits of the individuals.
Soon after knowing the score, it’s the cibil report that comes into the picture. Know more about the same below:
What is Cibil Report?
A single, unified document that contains the credit history of not only individuals but corporate entity as well. The report includes the following-
Personal details of an applicant, employment details and earning, credit score, record of previous/current loans/credit cards, defaults (if any), etc. The report gives lenders a detailed information of an applicant’s creditworthiness, which further helps in enjoying a borrower the best deal.